Where does my money go when I invest?
When you invest in a company through Capital Cell, we will ask you to transfer the money to a deposit account, instead of sending it directly to the company.
This is done for security. Capital Celltogether with a financial institution authorized by the Bank of Spain as an Electronic Money Institution, holds your investment in an escrow account until the amount required for the campaign to be considered successful is reached, and until routine anti-money laundering checks are completed. Once this occurs, the full amount invested is transferred to the target company of the project.
This escrow account guarantees that the recipient Company will receive the investment only if the transaction has been properly executed.
What is Marketpay?
Marketpay is the solution offered by SOCIALPAY, S.L. for the management of payments and escrow accounts, which enables Capital Cell to control the transactions and payments made by the platform's investor users. In addition, Marketpay uses double layer Blockchain technology for maximum security in transactions, avoiding fraud and complying with anti-money laundering regulations.
SOCIALPAY S.L. is a Spanish company, with offices in Barcelona, Carrer de la Llacuna 161, tel. 935556558, listed in the Mercantile Registry of Barcelona with CIF ES B-66766700.
What is PecuniaCards E.D.E?
Pecunia Cards E.D.E., S.L. is registered as an money money electronic money institution at the Bank of Spain under number 6707 with address at Avenida de Bruselas 35, 28108 Alcobendas.
Pecunia acts as service provider to Capital Cellproviding payment gateway, escrow account management, wire transfer services and chargeback management.
What is the relationship between PecuniaCards E.D.E., Marketpay and Capital Cell?
PecuniaCards E.D.E. is the electronic payment service provider for Marketpay. PecuniaCards E.D.E. is the Electronic Money Institution authorized by the Bank of Spain, with authorization to operate in the European Union.
Marketpay markets and integrates PecuniaCards' electronic payment solutions for its clients, including PFP Capital Cell SL.
Why does the destination account not have the name Capital Cell?
Capital Cellis only authorized by the Spanish Securities andCNMV) and the European Securities and Market Authority (ESMA) for the activities of a Participative Financing Services platform, which excludes the management of electronic money as well as the management of escrow accounts. For this reason, Capital Cell has integrated in its operation the technological solutions of Marketpay, Socialpay SL and PecuniaCards EDE for the management of the investments of investors from the European Union in a secure way and in line with the current regulations.